Affordable Health Insurance In Castilla La Mancha

Best Ways To Get Affordable Health Insurance In Castilla La Mancha

Are you a tourist or a resident looking for affordable health insurance in Castilla la Mancha?

Do you wonder if healthcare services can be within your reach whenever you’re in need of medical help? Then this article is for you.

Castilla la Mancha is an autonomous community in Spain bounded by Madrid in the north and Andalusia in the south. The city provides top-quality health care for its residents at the lowest possible price.

Hold up, this is just one way to get affordable health insurance in Castilla La Mancha, there is a second option.

In Castilla La Mancha, you can also get affordable health insurance through the public sector. Unlike many parts, private health policies in the city are not so expensive so you’ll still be in good shape if you choose private health. 

Follow me closely as we explain these ways in detail.

Read Also Best Ways To Get Affordable Car Insurance In Aberdeen

Public Health Insurance In Castilla La Mancha

Castilla La Mancha”s Health Service is called Servicio de Castilla-La Mancha, SESCAM( in Spanish) and it has the responsibility of providing public health care services throughout the region.

The region is divided into 8 health areas namely:

  1. Albacete Health Area
  2. La Mancha Centro Health Area
  3. Ciudad Real Health Area
  4. Guadalajara Health Area
  5. Cuenca Health Area
  6. Talavera de la Reina Health Area
  7. Toledo Health Area
  8. Puertollano Health Area

SESCAM provides health services to all these areas through medical facilities such as hospitals, clinics, and medical centers present in the city. 

Do you know that SESCAM covers a comprehensive and extensive range of services? Not only that. These services are also offered at really low costs and in some cases, entirely free. Some of the services it offers include preventive care, treatment, and rehabilitation. 

The health service is funded by public taxation. Similar to UK’s healthcare system, all workers in Spain are charged to make social security contributions. This serves as health insurance tax and all residents living in Castilla La Mancha making contributions are entitled to free state care.

Did you also know that Spain has one of the finest health systems in the world and people from all countries visit there for treatment? Yes, it’s true. What more can be said. For those who qualify to access SESCAMs services, they’ll be sure to have one of the most affordable health insurance in Castilla La Mancha.

Read Also Best Ways To Get Affordable Health Insurance In Castilla La Mancha

Who Is Eligible For Public Health Insurance In Castilla La Mancha?

Although the public health service provides good cover in Castilla La Mancha, not all individuals can have access. The following individuals are entitled to state care:

  • Permanent Residents

Permanent residents in Castilla La Mancha can make use of the public healthcare services regardless of their nationality.

  • State Pensioners

State pensioners receive healthcare benefits and extra discounts on prescription charges.

  • Employees and Self-employed workers

All workers in Castilla La Mancha who make social security contributions through their wages or salary are entitled to use the public health cover.

  • Freelancers and business owners

Business owners and freelancers also make their social security contributions toward public healthcare and it gives them access to health services.

  • Spouses and children

Spouses of workers and children below 18 are can receive free state care.

  • EU/EEA/Swiss nationals

EU/ EEA/Swiss nationals in Spain can receive treatment at the same cost as a Spanish national but you must have your EHIC(European Health Insurance Card).

  • Students

Students from any of the member states of the European Union who have their EHIC can receive health care throughout their period of stay in Spain.

Also, note that residents with temporary visas and non-EU nationals do not receive coverage by the public health insurance in Castilla La Mancha and must take out private health policies or pay in full to cover any medical expenses incurred. 

Read Also Best Ways To Get Affordable Health Insurance In Principado De Asturias.

What Does Public Health Insurance In Castilla La Mancha Cover?

Public health insurance provides coverage for doctors’ care, vaccinations, hospital treatment, reduced prescription costs, and homecare treatment which is useful to the elderly and disabled. This health service saves you a lot of costs and proves itself a way of getting affordable health insurance in Castilla La Muncha.

However, to access these services, you require a health card. It provides access to receive free treatment from doctors and hospitals in the state as well as in other parts of Spain. 

Prescription Costs

Prescriptions in Spain are not free but they come at low rates. Charges were placed on prescriptions to check wastage and abuse.

Currently, the prescription cost in Spain is about 11 Euros. However, depending on income, 40-60% of a worker’s prescription is covered by his health card, and 90% is covered for state pensioners.

The health service does provide coverage for dental treatment except for absolute emergencies, examinations, and minor treatments for kids. Other procedures must be paid in full unless you have private health insurance. 

Applying For Public Health Insurance In Castilla La Mancha

If you are resident in Spain for a year then you would be eligible to have public health coverage. The first thing to do to register is to register your address at your local town hall where you would be issued an empadronamiento(certificate of registration).

Make sure you have your social security number. Employers often provide their workers with it and self-employed people can get theirs from any social security office close to them.

Next, apply for a healthcare card. It’s called targeta sanitaria individual in Spanish, TSI. to apply, fill out form TA1 and take it to a social security office alongside your passport or valid ID, NIE, and your certificate of registration.

It would then be processed and mailed to you. If you prefer, you can arrange to pick it up personally.

The health card is proof you have health insurance in Castilla La Mancha and functions as a passport to receive health services including deductions on prescriptions from pharmacies.

Private Health Insurance In Castilla La Mancha

Private policies are also available in the city. They also provide quality healthcare services to the residents with top-notch health facilities.  They have different kinds of plans that can fit into any resident’s budget and healthcare needs. 

Most temporary residents and Non- EU nationals buy private policies to provide them with health coverage. Some residents also combine their public health insurance with private policies for optimal care. You can find affordable health insurance in Castilla La Mancha by comparing quotes from multiple providers.

Using private health insurance comes with a lot of benefits. Let us look at some of them.

Read Also Best Ways To Get Affordable Health Insurance In Pais Vasco.

Advantages Of Private Health Insurance In Castilla La Maancha

The issue of long waiting lists is not present with private health. More and more people continue to purchase private health insurance for this particular reason even though the public sector provides quality care.

If you’ll be requiring regular healthcare services, I advise you strongly consider buying a private plan. Because waiting lists are shorter with private health, access to specialist services is faster.

How To Select A Health Insurance Provider In Castilla La Mancha

There are many private health companies available in Castilla La Mancha to choose from. But before you commit to a plan consider these:

  1. Understand your needs. This is helpful because then you’d know the type of plan you want and the suitable coverage for you.
  2. Consider your budget. Make sure your preferred plan fits your budget effectively.
  3. Start Hunting. When you have applied those two steps above then you can begin to search for policies that would suit your needs.

Following these steps will aid you in your search for affordable health insurance in Castilla La Mancha.

Some Popular Private Health Insurers In Castilla La Mancha

  1. Cigna Global
  2. Aetna 
  1. Allianz Care
  2. Globality Health

Conclusion

Health is key to living a life full of vitality and maintaining it is priceless. Castilla La Mancha provides excellent and high-quality health care services through the public and private sectors. 

Now it’s left to you to choose which best suits you and is most affordable in Castilla La Mancha.

I hope this article has been of help to you. Leave any questions in the section below.

Leave a Reply